Real estate funds and the edtechs market

Página 66

Real Estate Funds are investment funds intended for investment in real estate developments, either through the acquisition of physical properties or real estate financial securities. In Brazil, they are regulated by CVM Instruction 472 and have the advantage of being traded on the stock exchange, which facilitates the entry and exit of investors.

The Real Estate Funds (FIIs) are an alternative for those who want to invest in real estate, but do not have enough capital for the direct acquisition of a property or do not want to deal with the bureaucratic and operational issues of a property. FIIs are divided into quotas, which represent a fraction of the fund's equity, and which can be acquired by any investor who has an account at a stockbroker.

The profitability of the FIIs comes mainly from the rent of properties belonging to the fund, which is distributed among the shareholders, and from the appreciation of the shares in the secondary market. In addition, FIIs have the advantage of being exempt from Income Tax for individuals, provided that certain requirements are met, such as owning less than 10% of the fund's shares and the fund having more than 50 shareholders.

However, like any investment, FIIs also present risks. The main one is the market risk, which is the possibility of the shares devaluing on the stock exchange. In addition, there is the risk of vacancy, which is the possibility that the fund's properties become unoccupied, which would affect the distribution of income. Other risks include credit risk, in the case of funds that invest in financial securities, and management risk, which is the possibility that the fund manager will not be able to manage it efficiently.

On the other hand, the market for edtechs, or technology in education, is on the rise. Edtechs are companies that use technology to improve and facilitate learning. They offer solutions ranging from distance learning platforms to school management software.

The edtechs market has grown by leaps and bounds, driven by the digitalization of society and the need for innovation in education. According to the Associação Brasileira de Startups, Brazil already has more than 500 edtechs, which operate in several areas, such as basic education, higher education, corporate education and continuing education.

Edtechs have the potential to transform education, making it more accessible, personalized and efficient. They can, for example, allow students from remote regions to have access to quality education, or professionals to update themselves and acquire new skills in a flexible and convenient way.

Like FIIs, investing in edtechs also has risks. Among them are the risk of the company not being able to support itself financially, the risk of the technology not being accepted by the target audience and the risk of the company not being able to scale its business. However, with careful analysis and efficient management, it is possible to minimize these risks and take advantage of the opportunities that this promising market offers.

In short, both Real Estate Funds and the edtech market are interesting alternatives for investors. FIIs offer the possibility of investing in real estate in a simplified way and with less capital, while edtechs represent an opportunity to invest in an innovative sector with great growth potential. Both require careful analysis and management, but can bring good returns for investors who are willing to delve into these markets.

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