Real estate funds and the crowdfunding market

Página 62

Real Estate Funds (FIIs) are investment funds intended for investment in real estate developments, either through the acquisition of physical properties or real estate financial securities. The purpose of a FII is to obtain income through leasing, leasing, sale of the property and other real estate operations.

The FII is an efficient way to invest in real estate, as it allows anyone to buy shares in a fund that has real estate in its portfolio, without the need to buy the physical property. This brings several advantages, such as investment diversification, the possibility of investing with little money, liquidity and income tax exemption for individuals when receiving income.

FIIs are regulated by the Securities Commission (CVM) and are traded on the stock exchange, which facilitates the purchase and sale of quotas. In addition, the FIIs are managed by professional managers, whose objective is to maximize the return for the shareholders.

There are several types of FIIs, which can be classified according to the type of investment they make. The main types are: income FIIs (which seek to generate income through the leasing of real estate), development FIIs (which seek to profit from the sale of properties developed by the fund) and securities FIIs (which invest in financial securities real estate, such as CRIs and LCIs).

On the other hand, we have the real estate crowdfunding market, which is an investment alternative that has become popular in recent years. Real estate crowdfunding is a form of crowdfunding for real estate projects, where several people invest small amounts of money to finance a real estate project.

Real estate crowdfunding allows anyone to invest in real estate, even with little money. In addition, it is a way to diversify investments and participate in real estate projects that were previously only accessible to large investors or construction companies.

Projects financed by real estate crowdfunding can be of different types, such as the construction of houses, apartments, offices, shops, hotels, among others. Investors receive a return that can be fixed or variable, depending on the success of the project.

The real estate crowdfunding market is regulated by the CVM, which establishes rules to protect investors. Among the rules are the obligation to carry out a public offering to raise funds, the limitation of the amount that can be raised and the obligation to provide clear and transparent information to investors.

In short, both FIIs and real estate crowdfunding are efficient ways to invest in real estate. Both allow anyone to invest in real estate with little money, in addition to providing investment diversification. However, it is important to remember that every investment has risks and, therefore, it is essential to study and understand each investment well before making a decision.

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